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Our Services Primo Debt Consulting is now providing 90-minute pre-bankruptcy counseling and post-filing debtor education. This service is designed to guide you through the entire process of filing for bankruptcy, and to provide possible solutions to avoid bankruptcy. A bankruptcy consultant will walk you step-by-step through the bankruptcy process.

You will come away from the session with a clear understanding of your entire financial situation, where you want to be fiscally, and how you are going to get there. To further simplify the process, you are provided a solid spending plan, along with action plans and resources that help you to meet short and long-term financial goals.

Contact our certified credit counselor today for vital pre-bankruptcy counseling geared at helping you to understand how to go about filing for bankruptcy or how to avoid bankruptcy all together.

Your pre-bankruptcy counseling session covers the following four essential components as outlined by the U.S. Department of Justice.
  1. Analysis of your current financial situation
  2. Guided exploration of your underlying cause of debt
  3. Comprehensive education on all of your alternatives
  4. Formulation of a spending plan and a solution to help you avoid bankruptcy.

Counseling Features:

  • Proven counseling strategies
  • Answers to frequently asked questions
  • The “best of the best” cost-cutting ideas
  • Plans of Action
  • Federal and State consumer resources
  • Essential credit card and credit report information
  • Calculation of debt-to-income ratio, net worth, expense category totals, and credit card payment projections.
Please note, the Primo Fiscal Fitness Plan will also satisfy the requirements for pre-bankruptcy counseling.

Call to speak with a knowledgeable member of our team to learn more about pre-bankruptcy counseling and how it can resolve your debt problems.


 
 
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